General Disclaimer

The information provided on the zahab website and through our financial fraud prevention educational materials is intended for general informational and educational purposes only. While we strive to provide accurate and up-to-date information, zahab makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on our website or in our educational materials.

Any reliance you place on such information is strictly at your own risk. In no event will zahab be liable for any loss or damage, including without limitation indirect or consequential loss or damage, arising from or in connection with the use of our website or educational materials. This disclaimer applies to all visitors, users, and others who access or use our services.

Educational Content Limitations

Our learning programs and educational content related to financial fraud prevention are based on industry best practices, research, and educational standards as of 2025. However, the field of financial fraud prevention is constantly evolving with new threats, technologies, and regulatory requirements emerging regularly. While our content is regularly updated, we cannot guarantee that all information reflects the most current developments in the field.

Professional Advice Limitations

The information and training provided by zahab should not be construed as professional advice in financial, legal, compliance, or security matters. Our educational content is designed to provide general knowledge and understanding of financial fraud prevention concepts, but it cannot replace personalized professional consultation tailored to specific circumstances or organizational needs.

• Financial advice: Our content does not constitute investment, financial planning, or banking advice
• Legal advice: Information provided is not legal counsel and should not replace consultation with qualified attorneys
• Compliance guidance: While we cover compliance topics, specific regulatory requirements may vary by jurisdiction and industry
• Security recommendations: Our security-related content provides general guidance but should not replace professional security assessments

Liability Limitations

To the fullest extent permitted by applicable law, zahab excludes all liability for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our website, educational materials, or services. This includes, but is not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses resulting from the use or inability to use our services.

Third-Party Content and Links

Our website and educational materials may contain links to third-party websites, resources, or references to external content. These links are provided for convenience and informational purposes only. zahab does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites or services. Users acknowledge and agree that zahab shall not be responsible for any damage or loss caused by use of or reliance on any such content available through third-party sources.

"As Is" Provision

All information, content, materials, products, and services included on or available through our website and educational programs are provided on an "as is" and "as available" basis without any representation or warranties of any kind. We make no warranties or representations about the accuracy or completeness of our content or the content of any websites linked to our site.

Indemnification

By using our services, you agree to indemnify and hold harmless zahab, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from your use of and access to our services, your violation of these terms, or your infringement of any intellectual property or other right of any person or entity.

Governing Law and Jurisdiction

This disclaimer and any disputes arising out of or related to it shall be governed by and construed in accordance with the laws of Queensland, Australia, without regard to its conflict of law principles. Any legal action or proceeding arising under this disclaimer will be brought exclusively in the courts of Queensland, Australia, and the parties hereby consent to personal jurisdiction and venue therein.

Last updated: March 2025